You will note that we have highlighted a column called, Credit for Closing Cost and Prepaids. This is new and many are confused about this since many lending sources do not display it on their web page or with their rate quote. The amount in this column will be credited towards your closing costs and Prepaids. This amount cannot be greater than your closing cost and prepaids. It’s important when you compare lenders that, you should take in consideration how much credit back you will receive towards these items